SmartIQ by Hart Smarter moves start here
Buyer calculator

Down Payment Calculator

A clean calculator for seeing what different down payment scenarios could look like at common home prices. Use it as a starting point, then talk with Kelvin and a trusted lender about the full picture.

View the table ↓
Calculator preview

Down payment calculator and scenarios

The table uses simple math: purchase price × down payment percentage. It does not include closing costs, inspections, escrow items, mortgage insurance, lender requirements, or assistance programs.

Swipe horizontally on mobile to compare all percentages.
What this helps with: This gives buyers a quick visual for the cash needed at different price points. A lender can help confirm what down payment range fits the loan type, credit profile, monthly payment comfort, and available programs.
Kelvin L. Hart
Realtor® | Broker · Fathom Realty Indiana